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Boost Cashflow With Unsecured Credit

Instantly check your indicative credit limit and access up to £250,000 unsecured credit to boost your business.

Boost Cashflow With Unsecured Credit

Instantly check your indicative credit limit and access up to £250,000 unsecured credit to boost your business.

Fuelling the growth of small and medium-sized businesses

Finance Simplified. Business Multiplied.

Fixed rates, fast decisions, and flexible options that can be used alongside existing funding.

Sign-up and use credit to make fast payments to UK and international suppliers. Payback four months later. 

Credit Limit Breakdown

£5,000 - £40,000

For businesses under two years
with under £250k annual turnover
2
49%
interest on used funds every 30 days
  • Monthly Platform Fee: 0.5% of credit limit
  • Company Trading Period: Between 1 - 2 years
  • Annual Turnover: Between £50k - £250k
  • Negative Net Tangible Assets Considered
  • CCJs: None outstanding
Popular

£40,000 - £250,000

For businesses over two years
with over £250k annual turnover
1
99%
interest on used funds every 30 days
  • Monthly Platform Fee: 0.3% of credit limit
  • Company Trading Period: Over 2 years
  • Annual Turnover: Over £250k
  • Positive Net Tangible Assets Required
  • CCJs: None outstanding

Key Features

We aim to complete applications within 72 hours of  receiving company details.

multifi credit limits can be used alongside existing finance solutions.

multifi provides unsecured credit, meaning that accounts are setup without collateral risk.

Access up to £250,000 in revolving credit. This flexible credit line replenishes as you repay, allowing continuous access to funds without reapplying. Ideal for managing cashflow efficiently, ensuring you have financial support whenever needed.

Unlock up to £250,000 in pre-approved credit with multifi. No need to draw funds immediately—your credit waits on standby, ensuring you’re ready for any financial necessity without the hassle of reapplying. Effortless, efficient, and ready when you are.

Payments made to your payees are typically paid within the same working day

Our foreign exchange rates are incredibly competitive and flexible when making international payment.

Use credit and take up to four months (120 days) to make a full repayment. 

With multifi, you benefit from a fixed monthly fee ranging from 0.3% to 0.5% on your credit limit, plus 1.99% to 2.49% interest on used funds every 30 days. Our transparent pricing means no surprises, making budgeting straightforward and predictable for your business.

Just like an overdraft a credit card invoice finance without the faff

Essential Requirements for multifi Credit Access:

Open Banking: Connect your company accounts for read-only access to enable a smooth credit assessment and ongoing monitoring.
Cash Account & Standing Order: Set up a multifi Cash Account and a standing order to ensure timely payments and demonstrate positive cashflow.
Indemnity Insurance: A person of influence must sign an indemnity confirming the standing order will not be amended or cancelled.

These steps are essential to accessing and maintaining your multifi credit facility.

Trusted partners

Instantly check
eligibility for up to
£250,000 credit.

Sign-up and use credit
to make UK and
international payments.

Repay. Reuse. Repeat.

Repay.
Reuse.
Repeat.

Check Your Eligibility for a Credit Limit

Is your business:

  • A limited company registered at Companies House?
  • Trading for at least two years? (For larger credit limits)
  • Trading for at least twelve months? (For smaller credit limits)
  • In a positive Net Tangible Asset position? (For larger credit limits)
  • Accepting negative Net Tangible Assets? (For smaller credit limits)
  • Free of any outstanding County Court Judgements (CCJs)? (Directors included)
  • Not a prohibitive industry? (For more information, please visit our support page.)
  • Comfortable accepting indemnity cover and utilising multifi’s cash account functionality to make business payments?

Our success stories

Learn how we’ve empowered businesses like yours.

multifi business finance platform

Take the faff out of finance.

Get instant access to credit
with our user-friendly platform.

Take the faff out of finance.

Get instant access to credit
with our user-friendly platform.

As seen in

Fuelling the Growth of Industry Across the UK