multifi partners with Moorgate Finance to bring Flexi Credit to UK SMEs

Moorgate Finance has been supporting UK businesses with asset and commercial finance for over two decades. Based in Towcester, Northamptonshire, they work with a wide range of SMEs, from sole traders to established limited companies, helping them access the right funding for growth, equipment, and working capital.

Built with broker input

This partnership is a little different to most. Moorgate’s Managing Director, Adam Drawwater, was involved in shaping Flexi Credit before launch – providing direct input on commission structure, product design, and what brokers and their clients actually need from a revolving credit facility.

That input influenced several key features of the product as it exists today: the move to upfront commission, the introduction of reload commission so brokers continue to earn every time a client draws again, and the 60-day first capital repayment period that gives businesses genuine breathing room before repayments begin.

We think that’s the right way to build partnerships: with people who understand the market, not just alongside them.

What Moorgate clients can access

Through the partnership, Moorgate clients can apply for Flexi Credit, a revolving credit facility ranging from £5,000 to £350,000 for established UK limited companies. The key features:

• Interest only on funds actually drawn from 1.99% per month
• Zero additional fees, zero setup fees, zero early repayment penalties
• 30-day funding period with 60 days to first capital repayment
• Repay over 3–6 months, then reload without reapplying
• No document uploads for facilities under £100k – Open Banking only
• 85% of decisions within 24 hours

For brokers

If you’re a broker interested in adding Flexi Credit to your panel, you can find out more on our Partners page or get in touch directly at partners@multifi.co.uk.