Make Customer Payments Work Harder.
Flexible Funding + Low-Fee Payment Processing: The Simpler Alternative To Merchant Cash Advances.
Make Customer Payments Work Harder.
Flexible Funding + Low-Fee Payment Processing: The Simpler Alternative To Merchant Cash Advances.
Sales-Based Funding: The Smarter Alternative to a Merchant Cash Advance
Access a credit limit of up to £350,000 based on revenue captured through customer payments.
multifi specialises in business finance and payment processing, allowing for a truly unique merchant cash advance product.
1. Switch your payment processing to multifi and save up to 30% per transaction.
2. Use your revenue as a basis to access up to £350,000 unsecured credit.
3. Fees are fixed. Payments are fast. No Personal Guarantees are required.
Key Features
Revolving Credit
Borrow, repay, and borrow again up to your credit limit without needing to reapply each time.
International Payments
Use credit to make international payments with highly competitive foreign exchange rates.
120 Day Repayments
Use multifi to make payments and take up to four months to repay used credit.
Unsecured Finance
multifi provides unsecured credit, meaning that accounts are setup without collateral risk.
Why Choose multifi Over Traditional Merchant Cash Advances?
True Flexibility
- Use credit as needed, unlike fixed daily deductions
- Repay on your terms, not based on daily sales
- Up to £350,000 credit, dwarfing typical MCA limits
Lower, Transparent Costs
- Save up to 30% on transaction fees
- Clear, upfront pricing with no hidden charges
- Low cost alternative to traditional MCAs
Integrated Payment Processing
- Streamline finances with built-in payment processing
- Accept all major cards and digital wallets
- Real-time insights into your cash flow
This is the ideal solution for growing businesses looking to fund new equipment, stock, payroll, and expenses. Typical businesses include pubs, restaurants, convenience stores, hotels, B&Bs, dentists, retailers, MOT garages, online businesses, hairdressers, beauticians, and more.
All major providers covered through our payment processing
Features
Faster Access to Funds
Instant access to credit once approved.
No need to reapply – your credit line grows with your business.
No Personal Guarantees Required
Credit based on business performance, not personal credit scores.
Boost Your Business Growth
Scale your operations without the constraints of traditional MCAs.
Save money on every transaction with competitive rates.
Easy to integrate with your existing payment systems.
We support all major payment methods including Visa, Mastercard, American Express, Apple Pay, Google Pay, Click to Pay, PayPal, or Samsung Pay, so you never miss a sale.
Track and manage your transactions in real-time through the multifi platform.
Benefit from robust security measures and compliance with industry standards.
Access to dedicated customer support for any issues or questions.
Our online payments solutions can be quickly and easily integrated into leading eCommerce platforms with just a few clicks
There are zero set-up fees, and you pay a monthly cost of 0.3%-0.5% of your credit limit with an interest rate of 1.99%-2.49% per 30 days on used funds.
Once approved you can access credit whenever you need it through our user-friendly online platform.
Quick and Easy Credit Decisions
Our user-friendly online platform simplifies the business finance application process.
Check Eligibility
Receive Credit Offer
Offer and Acceptance
Painless Payment Process Integration
Get in touch
Integration
Process Payments
Monitor & Manage
Flexible Payment Processing
Designed to match your business needs-
Seamlessly connect your own bank or financial institution.
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Upgrade your technology while keeping your existing banking relationship.
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Access to 'Pay by Link' & Virtual Terminal as standard.
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99.95% reliability for uninterrupted service.
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Connectivity to 150+ banks globally.
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Pro-active support team to assist you.
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3DS2 compliant for enhanced security.
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Competitive fixed fee per transaction.
Further integrations available including:
Next-day settlement for faster access to your funds.
Accept all major card schemes, including VISA, Mastercard, and AMEX.
Minimise FX costs by getting paid in your preferred settlement currency.
No rolling reserves, offering you greater financial flexibility.
Interchange++ and Blended Pricing are available for transparent and competitive pricing.
Tailored solutions for enterprise businesses, high-risk sectors, or rapidly growing companies.
Options for same-day settlement to improve cashflow.
Support for international expansion.
Custom pricing models to fit your unique business needs.
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Smarter, Simpler Payment Processing with multifi
At multifi, we believe that payment processing should be effortless and efficient, so you can focus on what really matters—growing your business. With fast onboarding, flexible options, and powerful tools, our payment solutions are designed to make your life easier while offering your customers a seamless experience.
Why Choose multifi for Payment Processing?
Flexible and Hassle-Free
Our payment processing options are tailored to fit your needs, freeing you from the stress of contracts and compliance so you can concentrate on what you do best—running your business.Speed Up Your Setup
Our intuitive platform gets you up and running quickly, with minimal time needed for staff training. Start accepting payments faster and watch your revenue grow.Easy Integration
Connecting our payment system to your existing apps, Electric Point of Sale (EPOS), or reporting tools is a breeze. This means less manual work, fewer errors, and more time for you to focus on your customers.Comprehensive Insights
Our omnichannel reporting via the online portal gives you a complete view of all your transactions in one place, giving you and your customers valuable insights.Built for Your Success
We’re dedicated to supporting your business growth, making it easier for you to scale and succeed with tools and processes designed with your needs in mind.Lightning-Fast Onboarding
Get started quickly with our transparent online merchant boarding process. Most decisions are made within 72 hours, so you can start processing payments without delay.
The Gamechanger for Seamless Payment Processing
At multifi, we’re all about creating payment solutions that make life easier for businesses and their customers. multifi is the ultimate eCommerce tool, designed to help you build smooth, secure, customised payment experiences that keep your customers coming back.
Why Choose multifi?
Accept All Major Payment Types
With multifi, your business can easily accept payments from popular methods like Apple Pay, Google Pay, and PayPal, ensuring you never miss a sale.Customisable Checkout Experience
Set up recurring payments and build fully personalised Hosted Payment Pages that offer your customers a seamless and secure checkout, reducing cart abandonment and boosting conversions.Powerful and Secure
Our payment processing has built-in 2-factor authentication, meeting the latest Strong Customer Authentication (SCA) guidelines. Plus, it works flawlessly across multiple devices and browsers.Effortless Integration and Activation
Get started quickly with direct integration options and enjoy the convenience of managing everything through the multifi.
In a world where more consumers are shopping online than ever, having a robust and user-friendly payment system is essential. With multifi, you can create an easy and secure payment journey, helping your business thrive in today’s digital landscape.
Unlock Powerful Payment Insights
Managing your business’s payments shouldn’t be complicated. multifi gives you access to a secure online tool that offers real-time insights and transaction control. Our dashboard provides the data and tools to optimise your payment processes and drive growth.
Why Choose multifi?
Deep Insights
Access detailed dashboard analytics to track your performance over time and understand payment declines, helping you make data-driven decisions.Reduce Chargebacks
With the ability to offer ‘Pay By Link’, insecure phone transactions can be converted into secure online payments, reducing the risk of chargebacks and improving payment security.Control Your Cashflow
Take control of your funding by choosing the remittance frequency best suited to your cashflow needs.Add Payment Methods Fast
Quickly integrate popular payment methods like Apple Pay, Google Pay, and PayPal to offer more options to your customers.Comprehensive Payment Management
Manage your transactions in real-time—set up recurring payments, issue refunds, void transactions, and generate payment links, all from one easy-to-use portal.
Maximise Your Business Potential
With your online portal, you’re not just managing payments—you’re unlocking new revenue opportunities and business improvements. Easily set up and access reports, compare business performance over time, and customise your payment solutions to fit your needs.
Get ready to take your business to the next level with the power of real-time data at your fingertips.
Minimum Criteria for Credit Access
Companies must have traded for over one year, have an annual turnover above £50,000, and have no outstanding CCJs.
Credit limits range from £5,000 – £350,000 and are subject to a monthly fee of 0.3%-0.5% of total credit limit, plus an interest rate of 1.99%-2.49% per 30 days on used credit
Speak to an expert to find out more
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