Empowering partners with flexible, competitive finance.

Become a multifi partner and unlock access to cutting-edge business finance products and lucrative referral fees that reward your success.

Empowering partners with flexible, automated, and competitive finance.

Become a multifi partner and unlock access to cutting-edge business finance products and lucrative referral fees that reward your success.

Fixed rates | Fast payments | No faff

Fixed rates

Fast payments

No faff

Straightforward Credit Limits for Your Clients

Credit up to £350,000

Limits from £5,000.

Clear & Fixed Fees

Monthly fee: 0.3%-0.5% of credit limit. Interest rate: 2.49%-3.49% per 30 days on used funds.

15% of Turnover

Credit limits typically 15% of last 12 months turnover.

Quick and Easy Business Finance Applications

Our user-friendly online platform simplifies the business finance application process for brokers and introducers.

Check Eligibility

Fill in a short online form for an instant indicative credit limit.

Receive Credit Offer

We check eligibility and calculate the credit limit (usually within 72 hours).

Offer and Acceptance

Your customer accepts and starts making payments through multifi

How Businesses Qualify for unsecured Credit

multifi Credit is Revolving and Unsecured

Spend When You Need

Customers use their multifi Credit Account for business payments - quick, simple, smart.

Spread The Cost

We'll automatically spread each payment into six equal monthly installments, and the customer's multifi Current Account will take care of the rest.

Set and Forget

Platform fees and interest are automatically collected on the 8th of every month. Interest fees decrease each month as customers pay-off each balance.

Multiple benefits for brokers and introducers seeking simple business finance for their clients.

Business finance for brokers benefits - fast access to credit checks

Fast credit checks

Make initial credit limit checks instantly within the multifi partner platform.
Business finance for brokers benefits - Quick onboarding

Quick onboarding

Simple and speedy access to our user-friendly business finance platform.
Business finance for brokers benefits - unique product

Unique product

Offer access to the newest and most exciting business finance platform. in the industry.
Business finance for brokers benefits - automated commission

Automated payments

Commission is automatically paid when a new customer signs up to multifi.
Business finance for brokers benefits - Automated commission

Transparent commission

Full transparency of all fees earned, viewable within the multifi dashboard.

In partnership with…

Representative commission example for introducers

Customer fees:

Customer credit limit: £100,000
(monthly fee 0.3%-0.5%)

Credit used: £70,000
(2.49%-3.49% interest per 30 days)

Introducer Commission:

Upfront: £500
(0.5% of credit limit),

Trail over twelve months: £1,644
(8% of all fees taken)

Trail over 36 months :
£4,932*

Total broker introducer commission over customer lifespan:
£5,376

*Based on an average customer lifespan of three years

Fee structure

Monthly fee:
0.3%-0.5%

of credit limit

Interest fee:
2.49%-3.49%

per 30 days on used credit

Up to £40,000

For businesses under two years
with under £250k annual turnover
Limits from £5k
3
49%
interest on used funds every 30 days
  • Monthly Platform Fee: 0.5% of credit limit
  • Company Trading Period: Over one year
  • Annual Turnover: Over £50k
  • Negative Net Tangible Assets Considered
  • CCJs: None outstanding
  • Personal Guarantee Required

Up to £350,000

For businesses over two years
with over £250k annual turnover
Limits from £5k
2
49%
interest on used funds every 30 days
  • Monthly Platform Fee: 0.3% of credit limit
  • Company Trading Period: Over two years
  • Annual Turnover: Over £250k
  • Positive Net Tangible Assets Required
  • CCJs: None outstanding
  • Personal Guarantee Required

Typical Credit Limits

Eligible businesses can access up to 15% of their last twelve months turnover.
15% of last 12 months turnover
  • Annual Turnover: £50,000 = Credit Limit: £7,500
  • Annual Turnover: £200,000 = Credit Limit: £30,000
  • Annual Turnover: £500,000 = Credit Limit: £75,000
  • Annual Turnover: £1,000,000 = Credit Limit: £150,000
  • Annual Turnover: £1,500,000 = Credit Limit: £225,000
  • Annual Turnover: £2,000,000 = Credit Limit: £300,000
  • Annual Turnover: £2,500,000 = Credit Limit: £350,000

Referrer Commission

Receive commission

All multifi introducers receive our competitive referral commission.

Taking the Faff out of Finance

multifi is committed to being a partner in the success of British businesses, offering innovative and flexible financial solutions designed to meet the unique needs of SMBs. Our basic Current Account is the first step in revolutionising how business operate, with further integrations being rolled out soon.

Reviews

How multifi works for introducers

FAQs

multifi complements existing Invoice Finance agreements. Update your bank details with your provider to receive drawdowns into your new multifi Current Account.

Your multifi Current Account functions as a basic current account, allowing you to send payments, withdraw and deposit money, and includes an assigned bank account and sort code.

The typical calculation for credit limits is 15% of business turnover in the last 12 months turnover. Further factors to this calculation include:

  • Existing Security: Do other lenders have secured loans with your company, and what would happen if they initiated a recovery process?
  • Other Lenders: Who are these lenders, and are their credit products suitable for your investment or spending goals?
  • Credit Account Requirement: Could existing facilities, like overdrafts or invoice financing, interfere with our Current Account requirements?
  • Suitability of multifi Product: Is our product fit for investment goals? For example, using credit to refurbish premises may not directly generate a return within four months to repay used funds and associated fees.

Platform fees (0.3% – 0.5% of your credit limit) are calculated and collected monthly on the 8th

Interest is charged on the outstanding balance and collected monthly on the 8th

Customers must set up a standing order to ensure appropriate funds are in the Current Account when fees and repayments are taken. Please note, this requirement will soon be replaced by Direct Debits.

An automatic sweep from your Current Account to your nominated business account occurs daily at the close of business, adjusting for due fees. You can withdraw funds anytime. The sweep is enabled by default but can be disabled in your account settings.

Once a credit limit has been offered, the business has 14 days to decide. After that the business would have to reapply.

Unsecured credit

multifi provides unsecured credit based on business performance. This enables a faff-free approval process. A Personal Guarantee is required to help us provide unsecured lending at competitive rates while ensuring responsible lending practices.

Highly Competitive FX Rates

multifi’s competitive foreign exchange rates mean you can make payments to payees and suppliers in more than 180 countries.

Revolving credit

Borrow, repay, and borrow again up to your credit limit without needing to reapply each time for business finance.

Each credit payment you make is automatically split into six equal monthly repayments. For example, if you spend £6,000, this would be repaid as six monthly payments of £1,000 (plus applicable interest and monthly platform fees).

No setup fees

There are zero set-up fees and you pay a monthly fee of 0.3%-0.5% of your credit limit with an interest rate of 2.49%-3.49% per 30 days on used funds.

Become our partner

Complete the above form and we will be in touch with further information on how to become a partner.

Learn more about multifi

Finance shouldn't be an F-Word.
Welcome to the future of cashflow.

Learn how multifi takes the FAFF out of finance.
Download our whitepaper to learn more.

Flexible, automated, and competitive finance.

Read about how multifi provides fast access to finance and practical support to help small and medium businesses.