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At multifi, we understand the significance of acknowledging and appreciating the contributions of others. By providing proper references for our research and giving credit to artists and photographers, we uphold our mission to support the SME community. Showing references not only demonstrates our commitment to intellectual honesty and integrity but also fosters a culture of collaboration and recognition. By thanking artists and photographers for their work, we promote creativity and respect the value they bring to our content. By doing so, we contribute to a community that values and supports the efforts of all individuals involved, ultimately strengthening the SMB ecosystem as a whole.


Throughout multifi materials, we reference specific data, all of which can be found below. 


Small and medium-sized businesses are the lifeblood of the UK economy, accounting for 99% of all companies.

Source: GOV.UK

Small and medium-sized businesses account for 99% of the UK economy.

Source: GOV.UK

11% of small and medium-sized businesses face closure or administration each year.

Source: ONS

In 82% of closed small and medium-sized business cases, cashflow is cited as the main reason for failure.

Source: Score

Alternative and specialist B2B lenders in the UK accounted for 55 per cent of all the overall UK business lending market with £35.5bn in loans

Source: British Business Bank

22% of small and medium businesses have no cash flow projection with a further 6% unsure if they had or not.

Source: Azets

37% of small and medium-sized businesses face cashflow issues due to late payments, spending an average of 1.2 working days per month chasing payments.

Source: FSB

Late payments also cost SMEs £2.5 billion ($3.5 billion) annually.

Source: FSB


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David Simpson

David Simpson is a seasoned professional in Invoice Finance with extensive experience across the Commercial, Construction, Trade, and Recruitment industries. Known for his exceptional customer relations skills, David excels in developing and maintaining strong rapport with his clients. He is deeply committed to integrity and fairness, always prioritising transparency and honesty in his interactions. Passionate about delivering excellent service, David ensures that all customers are treated fairly and with respect, making him a trusted partner in finance.

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