About multifi

The multifi story

multifi: the only credit platform taking the faff out of business finance.

Our unsecured and revolving credit makes it easier for businesses to access the cash they need, when they need it, via a user-friendly platform with fixed, competitive interest rates. 

Championing the UKs small and medium-sized businesses

The idea of creating multifi, a simplified business platform, was born from a realisation that growing companies would benefit from access to a broader range of integrated business finance tools. Offering three embedded services—finance, payments, and foreign exchange—our proprietary business finance platform has already lent £150 million to small and medium-sized businesses. But this is just the beginning; we have ambitious plans to help more businesses by expanding our range of products and services.

Our senior leadership team comes from diverse industry sectors, but they all have experience running small and medium-sized businesses. Understanding what makes companies tick has driven a passion for helping other businesses grow by harnessing technology.

By championing businesses and providing the tools they need to succeed, multifi aims to take the faff out of business finance, playing our part in supporting the economic growth of the UK.

Learn more about the multifi mission.

About multifi's business finance platform.

multifi business finance - join the waiting list

multifi delivers fast, flexible business financing with a user-friendly digital platform. We provide growing UK enterprises access to unsecured revolving credit facilities up to £200,000. Our streamlined application and proprietary credit model enable small businesses to secure working capital within 48 hours. No hidden fees, just transparent pricing.

The multifi leadership team

Rob Keown-Boyd

Chief Executive

Rob Keown-Boyd is multifi’s co-founder and CEO. Rob oversees the overall strategy, operations and resources of the Group, bringing valuable expertise in managing finance and technology businesses. Before multifi, Rob was CEO of Pay4.com and was co-founder of Virtue Fusion which experienced remarkable growth before being acquired by Playtech PLC. Furthermore, Rob’s leadership and strong communication skills make him the key point of contact for investors and partners.

Harvey Nijjar

Chief Finance Officer

Harvey Nijjar serves as our CFO and director. With his extensive finance and risk management background, Harvey effectively manages our Group’s financial aspects while providing strategic direction. Before joining mulitifi, he held senior roles at Pay4, renowned financial institutions including HSBC, and tech-enabled start-ups. In addition, Harvey’s expertise and leadership contribute to our company’s financial stability and growth.

Chris Burt

Chief Technology Officer

Chris Burt, our Chief Technology Officer and director, co-founded Pay4 alongside Rob in 2013. With many years of experience building and operating critical software systems, Chris is the driving force behind our technology and software development for the lending platform. His expertise ensures that our company stays at the forefront of innovation in the fintech industry.

Mark Blandford


Mark Blandford is one of the founders and chairman of our company. As the founder of the first online UK bookmaker, Sportingbet PLC, he has rich experience in growing technology businesses. Mark’s entrepreneurial spirit led to Sportingbet being listed on AIM in 2001 and latterly the main board before the company was sold in 2013. He is now an active venture capital investor in the fintech sectors, with successful exits such as Envoy, Ethoca, and Interactive Investor. Mark’s experience and strategic insights continue to be instrumental in driving our growth and success.

Joris Greeuw

Head of Credit Risk & Compliance

Joris Greeuw is our Head of Credit Risk & Compliance. With a diverse background in banking and fintech, Joris brings valuable expertise in developing risk and compliance frameworks for start-ups and scale-ups. His experience in regulatory compliance, Anti Money Laundering and credit risk management has been pivotal in ensuring our company operates within regulatory compliance, Anti Money Laundering and legal and industry guidelines. Outside work, Joris is an avid runner and actively contributes to the London-based running community.

Sunil Dial

Head of Commercial

Sunil Dial, our Head of Commercial, brings a unique blend of industry experience and entrepreneurial drive. With a deep understanding of building businesses and managing investor relationships, Sunil has been instrumental in navigating challenging scenarios. Sunil has far-reaching experience in the finance sector, having previously worked with banks and institutions that include Aldermore, HSBC, and Barclays. He has successfully co-founded and ran businesses while demonstrating a passion for achieving success. Furthermore, Sunil’s hands-on approach and strategic mindset make him a valuable asset to our leadership team.

Kris Makuch

Head of Marketing and Communications

Kris Makuch is our Head of Marketing and Communications. With over fifteen years of experience in digital, design, and marketing across various industries, Kris brings a data-focused skillset to the team. Kris has excellent experience working within the finance sector, having led the digital division of one of the UK’s leading communications agencies. He has worked with many financial institutions, including HSBC, Barclays, American Express, Natwest, BlackRock, Santander, and the Bank of England. He has successfully grown SaaS brands in the tech sector and led award-winning campaigns. In conclusion, Kris’ creative ideas and ability to drive positive culture make him a valuable asset to our team.

Finance shouldn't be an F-Word.
Welcome to the future of cashflow.

Learn how multifi takes the FAFF out of finance.
Download our whitepaper to learn more.

Introducers seeking a flexible, automated, and competitive finance platform.

Fast access to finance and practical guidance to help businesses manage their working capital and invest in their growth.