Five ways multifi is revolutionising business finance for SMBs

1. Simplifying Access to Credit

multifi understands that time is money, especially for SMBs. Waiting for weeks for loan approvals is simply not an option when you need to seize opportunities quickly. With multifi, the credit application process is effortless. Through our intuitive digital platform, SMBs can instantly check their eligibility for up to £200,000 in credit. Gone are the days of lengthy paperwork and uncertain waiting times. multifi streamlines the application and approvals process, putting financing decisions back in your hands.

This was the scenario of a full-service marketing agency based in London. The business had been growing rapidly, acquiring clients across diverse industries. However, as they took on more significant projects, expenses began to outpace income. This common challenge among service-based businesses created cashflow issues, impacting the ability to pay staff and suppliers promptly. A £150,000 revolving credit facility from multifi helped sustain rapid growth and alleviate cashflow pressures. Thanks to multifi’s business finance, they could pay salaries and suppliers promptly while having 90-days to repay as client payments flowed in. This not only resolved cashflow issues but also allowed the agency to focus on client work, growth, and streamlined operations.

2. Fixed, Transparent Rates

Financial surprises are the last thing any SMB needs. With multifi, you’ll always know where you stand. Our platform offers fixed, transparent rates, so you can plan your budget with confidence. Say goodbye to hidden fees and unexpected interest rate hikes. multifi’s commitment to transparency means you’ll understand the exact costs of your financing from day one. It’s finance you can trust, tailored to your needs.

3. Fast Funding

In the world of SMBs, opportunities and needs can arise at a moment’s notice. Waiting weeks for funds to arrive just won’t cut it. That’s why multifi ensures eligible SMBs can access funds in their bank accounts within 48 hours. Whether you’re looking to capitalise on a sudden business opportunity or need to address an unexpected challenge, multifi provides the financial agility you require. With multifi, you can act swiftly and stay ahead of the game.

4. Revolving Credit Facilities

SMBs often face fluctuations in their financing needs. Traditional loans force them to reapply for financing each time their requirements change, creating unnecessary complexity. multifi offers a smarter solution with revolving credit facilities. Once approved, you have the flexibility to withdraw, repay, and re-use your credit line as needed. No more reapplications, no more hassles. It’s financing on your terms, designed to match the dynamic nature of SMBs.

5. Integrated Payments, Banking, and Financing

Managing payments, banking services, and financing separately can be a time-consuming challenge. multifi streamlines your financial operations by integrating these essential components into one platform. Now you can handle payments, access banking services, and secure financing—all in one place. Say goodbye to administrative headaches and hello to a simplified, consolidated financial workflow.

multifi is on a mission to empower SMBs across the UK with accessible, transparent, and fast business financing. Our innovative platform simplifies credit access, offers fixed rates, provides fast funding, features revolving credit facilities, and integrates payments, banking, and financing—all tailored to the unique needs of SMBs. With multifi by your side, you can focus on what you do best: growing your business. Revolutionize your SMB’s financial journey with multifi today.