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Boost Business Cashflow with Unsecured Credit

Instantly check your credit limit. Sign up and access up to £200,000 when you need it.

Boost business cashflow

Boost Business Cashflow with Unsecured Credit

Instantly check your credit limit. Sign up and access up to £200,000 when you need it.

Sign up for multifi and access credit instantly when you need it

Access up to £200,000 completely unsecured revolving credit.

Fixed Rates. Fast Payments. No Faff.

How to apply

Instantly check eligibility, see your indicative credit limit, and apply.

Once approved, receive instant access to your pre-approved credit line – up to £200,000.

Instantly check eligibility online, check your indicative credit limit, and apply.

Credit is revolving and businesses have up to 120-days to repay.

Simplify your access to finance with multifi’s swift 72-hour application process. It offers up to £200,000 in revolving credit without repetitive applications.

Our unique Cash Account acts like a current account, ensuring affordability and control without security. Enjoy seamless financial management with automatic monthly fee collections through established standing orders, allowing easy transfers to your main account as needed. multifi provides secure, unsecured lending tailored for flexible business needs.

Key Features

We aim to complete applications within 72 hours of  receiving company details.

multifi credit limits can be used alongside existing finance solutions.

multifi provides unsecured credit, meaning that accounts are setup without collateral risk.

Access up to £200,000 in revolving credit. This flexible credit line replenishes as you repay, allowing continuous access to funds without reapplying. Ideal for managing cashflow efficiently, ensuring you have financial support whenever needed.

Unlock up to £200,000 in pre-approved credit with multifi. No need to draw funds immediately—your credit waits on standby, ensuring you’re ready for any financial necessity without the hassle of reapplying. Effortless, efficient, and ready when you are.

Payments made to your payees are typically paid within the same working day

Our foreign exchange rates are incredibly competitive and flexible when making international payment.

Use credit and take up to four months (120 days) to make a full repayment. 

With multifi, you benefit from a fixed monthly fee of 0.3% on your credit limit, plus 1.99% interest on used funds every 30 days. Our transparent pricing means no surprises, making budgeting straightforward and predictable for your business. 

How it works

Long and drawn-out financial applications prevent businesses from accessing loans, credit, and cash when they need them. multifi offers a fast application process that typically takes 72 hours. Once signed up, eligible businesses can access up to £200,000 in revolving credit when required without having to re-apply every time!

We provide all customers with a Cash Account. The Cash Account is like a Current Account and must show positive cashflow to demonstrate affordability. This allows us to offer our service without security while you retain complete control.

As an entirely unsecured lender without the need for personal guarantees, our Cash Account ensures monthly fee collection. Setting up a regular Standing Order on the 7th of each month into the Cash Account is necessary for processing the monthly account fee and any interest charges on the 8th of every month. Customers can subsequently transfer funds to their designated current account if desired. 

Trusted partners

Check Your Eligibility for a Credit Limit

Is your business:

  • A limited company registered at Companies House?
  • Trading for at least two years?
  • In a positive Net Tangible Asset position?
  • Free of any outstanding County Court Judgements (CCJs)? (Directors included).
  • Not a prohibitive industry? (For more information, please visit our support page.)
  • Comfortable accepting indemnity cover and utilising multifi’s cash account functionality to make business payments?

Our success stories

Learn how we’ve empowered businesses like yours.

Fuelling the Growth of Industry Across the UK